Personal Checking
REGULAR CHECKING
- Limitations: You must deposit $100.00 to open this account.
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Account Fees: Minimum daily balance of $200.00 is required to avoid a $10.00 service charge per statement cycle.
CONVENIENCE CHECKING
- Limitations: You must deposit $25.00 to open this account.
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Account Fees: Minimum daily balance of $100.00 is required to avoid a $10.00 service charge per statement cycle.
SENIOR GOLD CHECKING
Designed especially for those age 55 and over. Includes (1) order of 150 South Carolina Community Bank customized checks free every 365 days, free direct deposit and bank by mail, and discount on safe deposit box. Interest is compounded daily and credited monthly.
- Balance information:We use the average daily balance method to calculate interest on your account. This method applies a periodic rate to the average daily balance in the account for the period. The average daily balance is calculated by adding the principal in the account for each day of the period and dividing that figure by the number of days in the period.
- Limitations:You must deposit $100.00 to open this account.
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Account Fees: Minimum daily balance of $100.00 is required to avoid a $6.00 service charge per statement cycle.
INTEREST CHECKING
- Balance Information: We use the average daily balance method to calculate interest on your account. This method applies periodic rate to the average daily balance in the account for the period. The average daily balance is calculated by adding the principal in the account for each day of the period and dividing that figure by the number of days in the period.
- Limitations:You must deposit $100.00 to open this account.
- Account Fees:Minimum daily balance of $500.00 is required avoid a service charge of $6.00 per statement cycleand $0.35 per debit item.
